Auto insurance coverage typically follows the vehicle rather than the driver. This means that if you have insurance for a specific vehicle, the coverage will generally apply to that vehicle regardless of who is driving it. However, it's important to note that there may be some exceptions and variations depending on the specific policy and insurance company. For example, some policies may have restrictions on who is covered to drive the insured vehicle, such as excluding drivers under a certain age or with a poor driving record. Additionally, if someone else is driving your vehicle with your permission and they are involved in an accident, your insurance policy may still provide coverage. It's always a good idea to review your policy and consult with your insurance provider to fully understand the details of your coverage. Remember, this is a general guideline and individual policies may vary, so it's important to check with your insurance provider for specific information about your coverage.