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I'm wondering if car insurance covers the driver or the car itself. Can someone clarify this for me?
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Car insurance typically covers the car itself rather than the driver. The primary purpose of car insurance is to provide financial protection in case of damage to the insured vehicle. This can include coverage for accidents, theft, vandalism, and other types of damage. However, it's important to note that car insurance policies can vary, so it's always a good idea to review the specific terms and conditions of your policy to understand what is covered. Additionally, some car insurance policies may offer optional coverage for the driver, such as personal injury protection or medical payments coverage, which can help cover medical expenses resulting from an accident. It's recommended to consult with your insurance provider or review your policy documents to get accurate and up-to-date information about the coverage provided.
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