Individual short term Disability Insurance can be purchased from various insurance companies and providers. Here are a few options to consider:
1. Insurance Companies: Many well-known insurance companies offer individual short term Disability Insurance. Some examples include:
- Aflac
- MetLife
- Prudential
- Mutual of Omaha
2. Online Insurance Marketplaces: Online insurance marketplaces can be a convenient way to compare and purchase individual short term Disability Insurance from multiple providers. Some popular online marketplaces include:
- eHealthInsurance
- Policygenius
- HealthCare.com
3. Insurance Brokers: Insurance brokers can help you navigate the options and find the best individual short term Disability Insurance policy for your needs. They work with multiple insurance companies and can provide personalized recommendations. You can find insurance brokers through local directories or online platforms.
When considering individual short term Disability Insurance, it's important to compare coverage options, premiums, waiting periods, and any exclusions or limitations. It's also a good idea to review customer reviews and ratings for the insurance companies or providers you are considering.
Remember, individual short term Disability Insurance is designed to provide income replacement in the event of a temporary disability. It typically covers a portion of your income for a specified period, such as 3 to 6 months. Be sure to carefully review the policy details and consult with a licensed insurance professional if you have any questions or need assistance in selecting the right policy for your needs.