While it is possible to miss a car insurance payment, it is not recommended. Most insurance companies will allow you to make a one-time late payment, but you may be charged a late fee. It's important to contact your insurance provider as soon as possible to discuss your options. If you consistently miss payments, your insurance coverage may be canceled, and you may face difficulty obtaining coverage in the future. It's best to stay on top of your payments to maintain your coverage and avoid any potential penalties.