Suze Orman has been known to advise against investing in variable annuities. She has expressed concerns about the high fees and complexity associated with these financial products. Orman often recommends simpler and more transparent investment options, such as low-cost index funds and Roth IRAs, for retirement planning. Her stance on variable annuities aligns with her overall philosophy of advocating for financial products that are easy to understand and have lower costs. It's important to note that individual financial advisors may have varying opinions on variable annuities, so it's always advisable to conduct thorough research and seek personalized advice before making any investment decisions.