As an insured person, the responsibility for implementing your investment strategy typically lies with you. While insurance companies may offer investment options, it is ultimately up to you to decide how to allocate your funds within those options. Insurance companies may provide guidance or recommendations, but the final decision and implementation of your investment strategy rest with you.
It is important to carefully consider your investment goals, risk tolerance, and time horizon when developing your investment strategy. You may also seek the assistance of a financial advisor who can provide personalized advice based on your individual circumstances.
Please note that the specific details of your investment strategy and the involvement of the insurance company may vary depending on the type of insurance policy you have and the terms and conditions outlined in your policy contract. It is always recommended to review your policy documents and consult with your insurance provider for more information on the implementation of your investment strategy.
I hope this clarifies the responsibility for implementing your investment strategy as an insured person. If you have any further questions, feel free to ask!