When it comes to renter's insurance, the responsibility for paying for it typically falls on the tenant, or the person renting the property. Renter's insurance is designed to protect the tenant's personal belongings and provide liability coverage in case of accidents or damage to the rental property. It is generally not the landlord's responsibility to pay for renter's insurance, as their insurance typically covers the structure of the building and any liability they may have as the property owner. However, it's important to note that the specific terms and conditions of the rental agreement may vary, so it's always a good idea to review the lease or speak with the landlord to confirm who is responsible for obtaining and paying for renter's insurance. It's also worth mentioning that while renter's insurance is not legally required in most places, it is highly recommended to protect your personal belongings and provide liability coverage in case of unforeseen events.