Life insurance can generally be obtained on anyone, but the eligibility and premium rates may vary depending on factors such as age, health, and occupation. Insurance companies typically assess the applicant's risk profile to determine the premium amount and coverage. For high-risk individuals, coverage may be more expensive or even unavailable. It's essential to disclose any pre-existing conditions or risky activities to avoid potential complications in the future. Some insurance companies specialize in providing coverage for high-risk individuals, so it's worth exploring different options to find the best policy for your needs.