Guarantee issue Disability Insurance is a type of insurance policy that offers coverage to individuals without requiring them to undergo a medical examination or answer health-related questions. This type of insurance policy is particularly beneficial for people who may have pre-existing health conditions that could potentially disqualify them from receiving coverage under traditional disability insurance policies. With guarantee issue Disability Insurance, coverage is provided as long as the applicant meets the basic eligibility criteria, such as being employed or self-employed, and paying the required premiums. This ensures that individuals have access to disability insurance coverage regardless of their health status, offering them financial protection in case they are unable to work due to a disability.