The best time to buy long term care insurance is typically when you are in good health and relatively young. This is because premiums are generally lower when you are younger and have fewer health issues. Purchasing long term care insurance in your 50s or early 60s is often recommended as it allows you to lock in lower premiums and ensures that you have coverage in place before any potential health issues arise. However, it's important to note that the ideal time to buy long term care insurance can vary depending on individual circumstances and preferences. Some people may choose to purchase it earlier, while others may wait until they are closer to retirement age. It's always a good idea to consult with a financial advisor or insurance specialist who can assess your specific needs and provide personalized recommendations.