+61 votes
Does Nationwide auto insurance cover flood damage? I'm wondering if Nationwide auto insurance covers flood damage. Can anyone provide information on whether or not Nationwide offers coverage for flood damage under their auto insurance policies?
by (420 points)

1 Answer

+110 votes
Best answer
Yes, Nationwide auto insurance does offer coverage for flood damage. Flood damage can be a significant risk for vehicles, especially during severe weather events or in areas prone to flooding. Nationwide recognizes this risk and provides coverage for flood damage as part of their comprehensive auto insurance policies.

Comprehensive coverage is an optional add-on to your auto insurance policy that covers damage to your vehicle caused by events other than collisions. This can include damage from natural disasters such as floods, hurricanes, or storms. It's important to note that comprehensive coverage typically has a deductible, which is the amount you'll need to pay out of pocket before your insurance coverage kicks in.

To determine the specifics of your coverage for flood damage under your Nationwide auto insurance policy, it's best to review your policy documents or contact a Nationwide insurance agent. They will be able to provide you with detailed information about the coverage limits, deductibles, and any additional requirements or exclusions that may apply.

It's always a good idea to understand your insurance coverage and make sure it aligns with your needs and the risks you may face. If you live in an area prone to flooding or frequently experience severe weather events, adding comprehensive coverage to your auto insurance policy can provide you with peace of mind knowing that you're protected against flood damage.

Please note that insurance policies can vary, and the information provided here is based on general knowledge. It's always best to consult with your insurance provider for specific details about your coverage.

I hope this helps! Let me know if you have any other questions.
by (440 points)
selected by