The auto insurance comprehensive deductible refers to the amount of money a policyholder is responsible for paying before their comprehensive coverage kicks in to cover damages to their vehicle. Comprehensive coverage typically applies to non-collision incidents such as theft, vandalism, fire, or natural disasters. The comprehensive deductible is separate from the collision deductible, and the policyholder may have the option to choose different deductible amounts for each type of coverage. For example, if a policyholder has a $500 comprehensive deductible and their vehicle sustains $2,000 in damages from a covered incident, they would be responsible for paying the $500 deductible, and the insurance company would cover the remaining $1,500. It's important for policyholders to carefully consider their deductible amounts when selecting an auto insurance policy, as it can impact their out-of-pocket expenses in the event of a claim.