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I'm wondering if it's possible to have auto insurance even if I don't own a car. Can I get coverage for a car that I borrow or rent? What are the options available for someone who doesn't own a car but still wants to be insured while driving?
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Yes, it is possible to have auto insurance even if you don't own a car. There are a few scenarios where you might need auto insurance without owning a car, such as when you borrow a car from a friend or family member, rent a car, or use a car-sharing service. In these cases, you can typically obtain non-owner car insurance, which provides liability coverage when you're driving a vehicle that you don't own. Non-owner car insurance is designed for individuals who frequently drive cars they don't own and want to protect themselves financially in case of an accident. It typically includes liability coverage for bodily injury and property damage, but it does not provide coverage for damage to the vehicle itself. Non-owner car insurance can be a cost-effective option compared to purchasing a traditional auto insurance policy if you don't own a car but still need coverage. Keep in mind that the availability and cost of non-owner car insurance may vary depending on your location and insurance provider. It's best to contact insurance companies directly to get specific information about their non-owner car insurance policies and coverage options. ****
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