Your auto insurance score is a numerical representation of your likelihood to file a claim and the potential cost of that claim. It is used by insurance companies to assess the risk associated with insuring you and to determine your insurance premiums. A higher score generally indicates a lower risk, leading to lower premiums, while a lower score may result in higher premiums. Factors that can influence your auto insurance score include your driving record, credit history, claims history, and other relevant personal information. It's important to monitor and understand your auto insurance score, as it can have a significant impact on the cost of your auto insurance coverage.